I'm Tired of Sleeping in My Recliner

The U.S. stairlift market is valued in the hundreds of millions USD. One report (Mordor Intelligence) puts it at USD 651.87 million in 2025 for stairlifts installed in homes within the United States. Cost of a straight‑rail stairlift installation in the U.S. is often cited from $4,000‑$5,000 for a simple straight stair model to $15,000+ for curved or more custom installations. Demand strength reflects rising longevity, rapid technology improvements, and tax incentives that lower ownership costs.

In the United States, stairlifts are generally not covered by standard health insurance, including Medicare, but there are some exceptions and alternative funding options. Here's how it typically breaks down:

Source: https://www.mordorintelligence.com/industry-reports/united-states-stair-lift-market?utm_source=chatgpt.com

Private Insurance

Usually does not cover stairlifts.
Like Medicare, most consider it a home convenience or non-essential equipment.

Some long-term care insurance policies may reimburse part of the cost if prescribed by a physician.

Veterans (VA Benefits)

The VA is one of the most supportive sources of stairlift funding.
Veterans may qualify for assistance through:
- HISA grants (Home Improvements and Structural Alterations)
- SAH/ SHA grants (Specially Adapted Housing)
- Veteran-Directed Care Programs

You’ll need to work with a VA representative or case manager.

Other Options

State Assistive Technology Programs (many states have loan or grant programs for home accessibility modifications).
Nonprofits or local aging councils may offer help.
Financing through the stairlift companies themselves (like Bruno, Acorn, or Stannah) — some offer 0% financing for qualified buyers.
Tax deductions — If the stairlift is medically necessary and prescribed, it may qualify as a medical expense deduction on your federal income tax.

Medicare (Original Medicare)

Does NOT cover stairlifts.
Stairlifts are considered “home modifications” or “convenience items”, not “durable medical equipment” (DME) under Medicare’s definition.

This includes both the cost of the stairlift and installation.

Medicare Advantage (Part C)

Some Medicare Advantage plans may offer supplemental benefits that cover part of the cost of a stairlift — especially if it's tied to improving accessibility or fall prevention.
Coverage varies by plan and location. You’d need to check with your specific plan provider.

Medicaid

Varies by state.
Some state Medicaid programs offer waiver programs (like HCBS waivers – Home and Community-Based Services) that can cover the cost of stairlifts if medically necessary.
You'll need a doctor’s recommendation and an assessment.